Merchants How it Works

LendingUSA helps your customers get easy and efficient financing – so they can buy more of the goods and services you offer.

The process is simple and straightforward, and we'll help your business get started. All you do is:

1

Enroll

There’s no cost to get started. Sign up today and unlock the power of financing.

2

Finance

Offer financing to every customer who walks in – the process takes just minutes, you never know who’s going to want the convenience payment plan.

3

Grow

We pay you quickly and directly, and your business reaps the benefits of more sales and better client/customer relationships!

What You Get

Increased revenue

Financing increases overall ticket sizes and sales volume. And that’s a more efficient way to grow your business. For customers, financing gives them power – and the comfort to pay over time, with low monthly payments.

More approvals

Our innovative approach to financing leads to more approvals across the majority of our markets. More ways to say “yes” means fewer ways for customers to say “no.”

Faster decisions

We offer fast decisions, right at the point of sale, which means you now can close more transactions than ever before. It’s a no-hassle experience that gets your clients or customers what they want, when they need it.

Greater loyalty

In your customers’ eyes, you become more than a service provider. You become a solutions provider. That instills a greater sense of value and trust. And it gives them yet another reason to keep doing business with you – not your competitors.

Benefits for Merchants

Increased Revenue

Financing is proven to increase overall ticket size and sales volume. Your customers will feel more comfortable knowing they can pay
for their purchase over time with
low monthly payments.

More Approvals

By offering your clients a streamlined financing option, you'll have more power to sell than ever before. Through our proprietary financing solution, we can approve more loans with affordable payment plans.

Quick Decisions

Lightning-fast credit decisions and quick funding allows you to offer financing right at the point of sale. No more losing out on customers who feel they may not be able to afford your goods and services.

Greater Opportunities

Start financing and you’ll see how easy it is to grow your business and increase customer satisfaction. It’s a simple, fast, and effective way to improve your bottom line

For Merchants

Learn how we can help you increase revenue and get paid faster than before.

Free Demo

For Borrowers

Get the goods and services you want with our easy payment options.

Check Your Rate
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