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When you finance through LendingUSA, you actually get $8,000 for an $8,000 procedure

When patients pay with a typical industry financing program, your practice pays too, with merchant fees that can range from 3% to 15% of the total amount charged. Other lenders can cost you even more.

It’s no secret that many practices wind up providing full service for less than full payment. But now, medical professionals like yourself are starting to change that—with the help of LendingUSA’s point-of-sale patient financing program.

Your patients get budget-friendly installment loans. Your practice gets to keep more of the money it earns, with...

No Fees

NO PROVIDER FEES AT ALL for prime loans*

NO enrollment, membership, or minimum fees

No fee for six-month 0% interest-rate† financing

Add it all up, and your practice could save $400 to $475 on every transaction you finance. Close four or five loans a month, and your savings could easily top $17,000 a year.

Merchant Dashboard
A streamlined dashboard
makes it easy to complete loans at the point of sale.

Up to 30% more approvals
means increased productivity.

Cut expenses and capture more revenue with patient financing from LendingUSA.

Set up your private merchant dashboard, and LendingUSA becomes a complete POS system—accessible from any computer, tablet, or smartphone—and 100% paper-free.

7 minutes to close, 1 to 3 days to fund

We regularly approve cases the industry leader declines. We empower up to 30% more patients to access the treatment they need—which can mean a big boost to your bottom line.
Patients get a decision in seconds. And the entire loan process can be completed in as little as seven minutes.
Cash arrives in your account in 1 to 3 business days. You’re paid up-front and in full, with no deductions or fees.* We handle billing and collections for you, and defaults won’t cost you a dime.

Loan Decision
Pay less. Earn more.
Get started with a free demo.

Six-month 0% interest-rate financing
is included free of charge.

Compare other low- and no-cost programs carefully.

If you want promotional financing that really moves patients, our competitors may tack on a costly “promotion fee.” At LendingUSA, you get our best deals for free.


The 0% interest-rate ZIPLoan™ is offered to every approved patient, at no extra cost to you.

As a LendingUSA partner, you’ll have a dedicated Relationship Manager (RM) to help you make the most of the ZIPLoan™—and all our tools and technology. Your RM will be an advocate for your success from Day 1. Why not schedule a demo, and make Day 1 today?