How Can I Use a Personal Loan?

You can probably figure out what most loans are used for just by looking at their names. Student loans are used to pay for someone’s education. Home loans are for your house. Auto loans are for your car, and so on. But what exactly is a “personal” loan?

A personal loan is designed to be used for all sorts of situations where you may not have all the cash you need on hand. They’re a convenient way to quickly finance a major purchase , without the stress of juggling several credit cards. They can be useful in many different situations – here are just a few!

If you’ve had a wedding or are currently planning one, you know how expensive they can be. From ceremony to reception, the total cost of a wedding can easily reach into the tens of thousands of dollars. This is why many people choose to take out a wedding loan to pay for their special day. A bridal loan gives you the power to have the wedding you’ve always wanted – without having to worry about the up-front cost.

Many other people dream of remodeling their kitchen, bathroom, or garage, but lack the cash on hand to do so. This is where a home improvement loan from LendingUSA can come in handy. We offer fixed interest rates and affordable monthly payments so that you can finally get that home improvement project started without maxing out your credit card or emptying out your savings.

When it comes to your health, loans can also be a helpful tool in times of need. The cost of many medical procedures, such as laser eye surgery, weight loss surgery, hair restoration, and several dental procedures can often be more than your wallet can handle, even if you have insurance. That’s why LendingUSA works with over 8,000 providers nationwide to provide fast, affordable medical loans right at the point of sale at your doctor’s office. A medical loan lets you get the procedure you need now, and turn a major expense into an affordable monthly payment.

Even if your healthcare provider of choice is not one of our merchants, we can work with them so that you can get the care you need. Simply let one of our loan coordinators know the name and number of the clinic where you are seeking treatment.

There are many other things that people can use a personal loan for, including pets, legal expenses, debt consolidation, fixing a leaking roof, and more. What would you use a personal loan for? Fill out an application today and let us know!