So you’ve decided to buy a pet. Great! Pet ownership can be a rewarding experience for many people. They reduce stress, offer companionship, and bring more life into a household. But pet ownership, great as it is, is also a serious responsibility. Here are a few things you should consider before taking home a new pet.
Decide What Kind of Pet You Want
You have a lot of options when it comes to choosing your pet. Keep in mind that different pets require different types of care, and some pets require much more care than others. If you get fish, for instance, you need to maintain the tank and make sure to feed them every day. Dogs, however, are a little more demanding. In addition to feeding them, you need to walk and train them.
You should also think about what kind of pet would be the most practical choice for you. Do you want a big pet or a small pet? How much time will you be able to devote to taking care of it? Which kind of pet is most appropriate for you and your family?
Set Up Your Home for Your New Pet
Once you know what kind of pet you’re getting, you can prepare your home. Is your pet going to have the run of the house, or are you going to confine your pet to certain areas? Do you need to set up a “home base” for your pet? Where are their food, water and bathroom facilities going to be? If you don’t own your residence, you’ll also want to check that your building allows pets and whether or not there’s a fee.
Figure Out Who Will Care for Your Pet
It’s fine to share responsibilities for your pet with the family, but it’s important for everyone to know who’s responsible for what. Who’s going to feed the pet, take it for walks, train it, clean up after it, etc.? Playing this kind of thing by ear will stress out your family — and probably your pet, too.
Prepare for a Bunch of New Expenses
This is probably the least fun aspect of owning a pet. In addition to the costs of food, water, toys and other incidentals, there’s the cost of purchase – and of course, vet bills.
Fortunately, you don’t have to worry about paying for everything right away. LendingUSA offers large and small loans for everything from new furniture to medical services to, yes, pets! LendingUSA enables you to bring your new family member home and pay for their expenses on more convenient terms.
If you’re interested in the comfort and convenience of paying for your pet’s needs over time, check your rate with LendingUSA today. It’s a simple, straightforward, and you’ll find out fast if we can meet your borrowing needs and what your rate of interest will be. Or, give us a call at 800-994-6177 to speak with one of our professional loan coordinators.
Your new best friend is waiting for you to welcome them into your home – so contact us today!
Owning a home can be an expensive proposition. In addition to the cost of the home itself, you have insurance, taxes and upkeep to consider. With all the expenses you have to deal with, it’s tempting to put some of the smaller home repairs on the back burner for a while. In some cases, however, ignoring a repair now may make things much more expensive down the road. Here are a few home repairs you should never ignore.
Leaky or Sagging Roof
A small leak or sag in your roof may seem like a minor inconvenience, but in fact, it’s a sign that the structural integrity of your roof has been damaged. One little hole now could mean a whole section falling in without warning later. Deal with it as soon as possible – while the remedy is relatively cheap.
A small leak or sag in your roof may seem like a minor inconvenience, but in fact, it’s a sign that the structural integrity of your roof has been damaged. One little hole now could mean a whole section falling in without warning later. Deal with it as soon as possible – while the remedy is relatively cheap.
Rusted or Blocked Pipes
If you have a drainage issue, you may have a pipe that needs replacing. A blocked or faulty pipe can not only cause difficulty with the flow of water in your home, but it can also result in a backup – which may result in an explosion that can do massive damage to your plumbing system. Have your pipes checked and do the necessary repairs today to avoid a complete overhaul of your system down the road.
Paying for Home Repairs
The main reason people put off repairs is that they don’t know where they will get the money to pay for them. Fortunately, LendingUSA offers fast, affordable loans for these situations.
Through LendingUSA, you can get a loan for a home remodel, roofing, deck, water heater or even new furniture. Just check your rate online or call (800) 994-6177 to speak with a loan coordinator – you’ll get information about your loan options, and if approved, you’ll get the money for that needed home repair in 1-3 business days. That way, you can take care of the problem now and pay for the cost over time. With the convenience of affordable, monthly payments, you don’t have to put off vital repairs until it’s too late.
Your home is probably the most important asset you have, and you need it in good working condition. If there are repairs your home needs, take care of them quickly and give yourself the peace of mind you deserve.
If you’re still not using social media, you’re not adequately marketing your practice. While word of mouth and other traditional forms of marketing are still effective, social media has an unprecedented ability to amplify your message, giving you more power than ever to advertise your services.
However, social media only works if you use it effectively. How can you reach (and convert) the most potential customers on social media? Knowing the right approach can make a huge difference in the success of your medical practice. If you’re new to social media marketing, or don’t feel your business is getting the most out of your social media presence, here are a few tips to help ramp things up.
If you have pages on the major social media platforms, that’s a great start. However, if you don’t actively use these accounts, no one will notice them. It’s not enough to just set up a Facebook page and update it once every few months. You have to stay active on social media if you want to see benefits.
Staying active can be as simple as retweeting a fun fact on Twitter, posting a selfie on Instagram with some of your favorite patients, or linking to an article about your newest state-of-the-art medical equipment on Facebook. Aside from posting daily with original and curated content, you also want to engage with your audience, and follow potential new customers or service partners and encourage them to follow you. Become part of a social network and use that to draw customers in.
Offer Useful Tips
For any social media marketing to be effective, your pages need to be “sticky.” That means people don’t come to your page and just “bounce off,” moving on to the next person or company’s post or page. You want people to come to your page, stay there for a while, maybe retweet you or link to you, and come back again the next day to see what’s new.
To achieve this, it’s important to fill your social media pages with useful information, like tips on eating healthy, reviews of an emerging type of medical treatment or procedure, or anything else you think your existing and potential patients will find interesting.
Use Discounts and Other Traditional Marketing Techniques
Another way to keep your audience coming back to your social media feeds is to let people know about special deals and promotions they can get for following you, navigating to your site through a link provided on social media, or just coming in and mentioning your Facebook page.
You can also let them know about special services you offer. For example, if you offer point of sale financing to your patients through LendingUSA, you can let patients know that they can come to your practice and receive a fast loan decision right on the spot. Putting this information out on social media could create an immediate boost to your patient pool.
If you aren’t a LendingUSA member, it’s easy to become one. Just sign up for a free demo. You’ll find out how LendingUSA can save you money, streamline your financing process, and grow your revenue through more patient approvals. And don’t forget to share the benefits for patients on social media!
If you’re an attorney, your relationship with your clients is of the highest importance. You may know the law like the back of your hand and understand a courtroom inside and out, but if your clients don’t trust you, you’re unlikely to be successful. Fortunately, there are a few simple things you can do to help build trust.
Project Confidence and Expertise
Your clients won’t trust you if it doesn’t seem like you know exactly what you’re doing. When you offer an opinion or make a key decision, do so clearly and confidently, without vacillating on whether or not it’s the right thing to do.
If your client has a different opinion, treat it with respect – but if you don’t agree, explain why. In the end, it’s the client’s decision how they will proceed, but that doesn’t mean you have to undermine your own experience.
Communicate Clearly and Often
Tell your clients exactly what you think of their cases and what they should expect moving forward. Don’t dance around the truth or paint a rosier picture than is warranted. Answer any questions they have as directly and truthfully as you can. That kind of honesty builds strong bonds between attorney and client. Remember, if you’re there for your clients, they will be there for you.
Be Transparent About Cost
The financial aspect of the relationship can often create a barrier between attorney and client. Your time is valuable, and legal fees are expensive. Some clients may balk at the cost, and it’s up to you to explain why the situation warrants the investment they’re making.
One thing that may help considerably is if you’re able to provide financing up front. LendingUSA gives you the opportunity to offer point-of-sale financing for your clients for first-offense DUIs. When you have an account with LendingUSA, you can offer your clients financing for your services right at your front desk.
Getting started is simple. Just visit our website and schedule a free demo. A LendingUSA representative will explain how it works and all the benefits in as little as fifteen minutes. Once you’ve gone through the enrollment process and get approved, your personal Relationship Manager will activate your account and you’ll be able to start financing your clients directly from your office.
Building trust with your clients isn’t always easy, but it’s worth it. By following these tips, you can start developing better and more relationships with your clients today!
Countless people live and die with the health of their pets, and as the saying goes, veterinarians are the only doctors whose patients can’t tell them what’s wrong with them. If you’re a member of this caring profession, you deserve to have a successful practice. And if your business isn’t quite as booming as you’d like right now, here are five things you can do to stand out from the competition.
1. Flexible Hours
One of the most valuable services you can offer to your clients is flexible appointment scheduling. Pets don’t get sick on a 9-to-5 schedule, and pet owners can’t always bring their pets in during regular business hours.
If you can offer pet owners evening and weekend hours, they’ll be much more likely to beat a path to your door. Even just a few extra hours here and there can make a big difference. Better yet, a concierge service, where you or one of your associates comes to the pet owner (for a small added service fee), can really appeal to on-the-go animal lovers.
2. Training Classes
There are many things that vets can teach owners to do for their pets, from administering medication to trimming claws. Offering classes can drum up attention, build goodwill and drive additional business for your practice
3. A Reminder System
Just like people, pets need regular checkups. And once you’ve got a client, you want to make sure they come back on a regular basis — not just for the sake of your business, but for their pets’ health as well. If most of your clients aren’t responding to your reminders, you may need a better system.
Are you mailing out reminder cards? How often? Are you following up with email? Making phone calls? If you’re not maximizing appointments through your existing client base, there’s a good chance a reminder system overhaul can work wonders.
It may sound old-fashioned, but going door-to-door to pet-related local businesses like groomers and pet stores can absolutely generate business. A reciprocal arrangement with some of these companies, where you agree to promote their businesses and they recommend your veterinary practice to their regular customers, can reap big dividends.
If you want to use a more modern approach, utilize the internet and social media to get the word out about your practice. And it should go without saying: if you don’t have a website yet, put one up now!
5. Point-of-Sale Financing
Finding out a pet needs major medical care can send owners into a panic. They want to do everything they can to keep their pet healthy and safe, but they don’t always know where they will come up with the money. Offering them financing at the point of sale can solve this problem.
With LendingUSA’s point-of-sale financing solution, your clients can apply for a loan right at your front desk and you can save on the high fees that come with other financing options. Clients get a fast, easy loan decision process to help their peace of mind, and you’re able to grow your practice and save more of the money you make. Schedule your free demo today!
Social media and review sites like Yelp have helped create an extremely competitive environment for modern medical practices, and knowing how to be a savvy marketer has never been more important. Whether you run one office or manage several locations, here are a few reliable tools and strategies that can help your practice grow.
1. Keep Up With Social Media
The vast majority of your prospective patients expect your practice to have a Facebook page or Twitter account, and in many cases, will look them up before they decide to make an appointment. In addition to building trust with new patients, active social media accounts can also be a great way to stay in touch with your existing patients and keep them informed. Just be sure not to let them fall by the wayside – posting just a few times a week is enough.
2. Use Effective SEO
SEO, or “Search Engine Optimization,” helps your website get higher placement in search engines like Google. This is extremely important, as websites that get better search rankings tend to get more visitors, and thus bring in more business.
There are hundreds of factors that can affect your rankings, but a few of the most important things to keep in mind are to build a clean, uncomplicated website to make it easy for the search engine to “read,” and to not be too general with the keywords on your website. Think about what people will be searching for – if you’re a plastic surgeon based in Philadelphia, you should state that often on your website. If you specialize in a particular procedure, make sure to mention that often as well.
A search engine’s job is to find and deliver what it believes to be the most relevant and up-to-date information, so having active social media accounts and a blog connected to your site to provide a steady stream of new content is also a great way to improve your ranking.
3. Keep Your Website Up-to-Date
Having a website is crucial, but a website that appears “broken” or outdated can be almost as discouraging to a potential patient as not having one at all. If it’s been a few years since you’ve had a website redesign, it may be time to consider a more modern look. A large percentage of web traffic now comes from mobile devices like phones and tablets, so you should also make sure that your website is responsive and mobile-friendly.
4. Manage Your Reviews
Bad reviews are inevitable, and they can be frustrating, as review scores are one of the biggest factors people take into consideration before they take their business somewhere. But ignoring a negative review, or responding defensively, will usually do more harm than good.
When responding to a negative review from a less-than-happy patient, keep the tone calm, professional and personal, address their complaint directly, and offer them an explanation (when appropriate) and solution. This shows that you are engaged and considerate, and you may even be able to turn a negative review into a positive one. And when someone leaves a positive review, make sure to respond to them as well!
5. Build Positive Word-of-Mouth
Even in the digital age, word-of-mouth is still far and away the most effective form of marketing. Satisfied patients will be happy to share their experiences with family and friends, who are much more likely to trust someone they know than an advertisement or online review. While professional service and quality customer care will always be the two most important factors in generating positive word-of-mouth, offering something that sets you apart from the competition can help you stand out and stay top-of-mind.
One way to do this is to modernize the way you offer your patients financing. LendingUSA is a simple, fast financing solution for medical practices that gives your patients quick loan decisions in as little as a few seconds. We’re able to offer up to 30% more approvals than the leading program, and with no fees for prime loans, no promotional financing fees, and no set-up, membership, annual, or monthly fees, you could save up to $17,000 a year.
Want to learn more about why thousands of doctors nationwide are using LendingUSA for patient financing? Schedule your free demo today.
Knowing what your customers want will determine your success more than anything else. Regardless of your industry, a crucial part of running any successful business is understanding your customers and giving them what they’re looking for before they have to ask for it. Whether you’re a pet shop owner, cosmetic surgeon or lawyer, there are a few things that everyone who enters your business will be looking for.
Solutions and Information
Many of your customers will want information to help with a specific problem before they make a purchase. By predicting that problem and offering help, you can stand out from the competition. For example, if you specialize in cosmetic dentistry, people will likely come to you wanting to improve their smile. By offering them a variety of solutions, as well as reliable information about the process, cost and results, you can show your patients that you understand their concerns.
Exceptional Customer Service
Even if your products and services are top-notch, many people may not want to buy from you unless you offer excellent customer service as well. Professional and friendly service is essential, especially because today’s customers often go on social media or review sites like Yelp and share their experiences – good and bad – with other potential customers. If you don’t provide a great experience, there are competitors out there who will.
If you want to build positive word-of-mouth and a strong base of repeat customers, you need to provide an experience as well as a service or product. Hire carefully and train your team well to interact with customers. Treat your customers the way you would want to be treated, and make it your mission to offer more than they expect.
Everyone likes to feel like they’re in the driver’s seat. Your customers will feel empowered if they get to decide and choose. Make an effort to offer a range of different options and price points so customers can make the selection they feel best matches their needs and wants.
Offering financing directly at your point of sale can increase conversions by turning a large up-front cost into an affordable monthly payment. Financing can expand your customer base, increase existing customers’ purchasing power, and boost your revenue. LendingUSA makes it easy for you to offer financing, enabling you to help your customers get the products and services they need.
We work with thousands of healthcare providers, specialty retailers, pet stores, legal firms, and others nationwide. Sign up for a free demo today to see how easy it is to start, and join the thousands of businesses already using our innovative financing solution.
Being different means standing out in a sea of competition. When you are unique in a business environment, it helps build trust, and you may even attract more customers.
But how can you be different with so much competition out there? The answers are simpler than you may think.
Fill in the Gaps
One way to stand out is to offer something your customers want, but other businesses aren’t offering. Examine your customer’s experience from start to finish, and think of an additional service or product that will make their lives easier.
For example, at one time, no dry cleaners offered delivery service, but then few enterprising businesses noticed customers sometimes had to rush to pick up their clothing and started offering delivery services. This idea took off and many dry cleaners began offering easier ways to pick up orders.
Stay True to Your Story
One thing that makes you stand out in your field is your unique story. Maybe you started your business because you saw a need. Perhaps your team came together because of a shared passion. Let your customers get to know the story behind the company — share it on social media, your blog and your website.
When you communicate well, buyers and clients feel valued, and this creates loyal, repeat customers. There are many ways to improve communication with your customers. Make it a point to reply to voicemail, email and other messages promptly. Offering customers several ways to communicate with you, so they can select the channels that are most comfortable for them, is a great way to build trust. Listen when they speak, and respond with solutions, not excuses, and always give them as much information about your products and services as possible, so they feel empowered when they make a buying decision.
Build a Unique Company Culture
Company culture can make your business unique and can even encourage your team to bring their best effort every day.
You build a culture by looking at your values. If you want to encourage creativity, for example, you may want to set up unique creative spaces to encourage employees to contribute ideas. If you want to encourage employees to help others, you may want to set up a volunteer board or a volunteer team at your company. Think big and start dreaming up ways to create an amazing place to work!
Offer Them More
Customers are always looking for more, and you want to be the business that offers it to them. One way you can offer your customers more is by offering financing. When your customers can get financing easily and simply at the point of sale, they may be more likely to stay loyal and buy more from you because you’ve given them the purchasing power to do so.
Take a look at the benefits of using LendingUSA today to see how we can help you assist your customers and grow your business. And remember to schedule your free demo today!
Personal loans are important financial tools that can help you close a gap in your budget. If there are important things you’ve been putting off, financing can give you the freedom to pay for that new pet, medical procedure, home renovation, and more. Used correctly, loans can even help you become more financially responsible. Here is some information to get you more familiar with personal loans and how they work.
What Are Personal Loans?
Put simply, personal loans are a type of financing that you can use on almost anything you wish. Unlike mortgages or car loans, personal loans don’t have to be used for one thing. Things that people typically use personal loans for include surgeries and other medical procedures, pets and pet costs, wedding expenses, home renovations, legal fees, consumer goods including furniture, electronics and jewelry, debt consolidation.
When you take out a personal loan, you repay it with interest over the term of your loan. Unlike with most credit cards, the repayment period and interest rates are fixed – you pay a set amount for a set time (however, LendingUSA allows you to repay the loan before the end of the agreement with no penalty). This allows you to convert a large up-front cost into a more manageable monthly payment.
How to Get Loans
To get a loan, you have a few options. You can head to your bank or financial institution, but this method may mean a long wait before you get your loan approved. The bank may also require you to come in and speak to a loan officer as part of the application process.
Another option is to check your rate with LendingUSA. LendingUSA specializes in personal loans, and we have customers around the country who rely on our services. Because personal loans are our specialty, we have a streamlined system for getting you a quick loan decision. We offer competitive rates and an easy financing process, so you can spend less time worrying and more time living!
How to Approach the Loan Process
The loan process doesn’t have to be complicated. To get approved, there are only a few steps to follow.
1. Find Out Your Credit Score
Lenders make money by offering loans. The interest you pay is the money lenders earn in exchange for letting you borrow from them. Lenders cannot make money unless their loans are repaid, which is why they take the time to only approve the customers with a high chance of repaying.
How do lenders know whether someone is a good risk for a loan? They look at their credit score, which is a number representing how well they’ve paid bills and handled credit before. The higher your credit score, the more likely you are to get a loan, and the lower your interest rate will be.
You are entitled to one free credit report per year from Equifax, Experian, and Trans Union, the three major credit reporting agencies. A score of 750 is considered an excellent credit score. If your score is lower, you can improve it by doing these three things: Reporting and ensuring credit bureaus fix any mistakes on your credit score, paying your bills on time, and paying down your credit cards and loans.
Over time, as you do these things consistently, your credit score will improve. Once it does, you will qualify for better credit rates.
Another thing you can do to improve (or establish) a credit score if you don’t have a long history is to take out personal loans and pay them on time. This will help show lenders you are responsible with money and can be trusted with loans.
If you do have below-average credit and don’t have time to work on your credit score, LendingUSA offers specialty programs for sub-prime borrowers.
2. Check Your Rate
The approval process period can be very fast or very slow, depending on your lender. LendingUSA is proud to offer fast loan decisions to applicants, with loan approvals in as fast as seven minutes.
One benefit of applying for an installment loan versus applying for a credit card is that you will not hurt your credit score by checking your rate for a loan. This is because checking your rate is a “soft” inquiry on your credit. However, completing your loan documents will result in a “hard” inquiry, similar to a credit card application.
3. Start Your Payments
Once you have been approved for a loan and the funds are deposited, your payment schedule will begin. If you don’t already have a budget for each month, it may be useful to come up with one, so you can better manage your loan payments and other bills.
Setting up a budget is easy. Just create a list of what you need to pay each month, and how much each item will cost. Any remaining amount can go into your savings account.
Ready to see what a personal loan can do for you? Call LendingUSA at 1-(800) 994-6177 or check your rate online!
A happy customer is a repeat customer. You work hard to provide products and services that suit the needs, demands, and expectations of your customers, and you want them to come back. You also want them to tell other people about your business, as word-of-mouth advertising is extremely valuable.
At LendingUSA, we recognize the need for high customer satisfaction. That’s why we offer an easy-to-use financing solution through our point of sale lending portal. It gives you an easy way to boost customer satisfaction by offering them the freedom to buy what they want, when they want it.
Here are a few other ways you can improve customer satisfaction and reap the rewards of increased consumer loyalty:
1. Have a Clear, Consistent Message
Be known for one thing, and be the best at it. Whether you’re selling goods, services, or expertise, you want your position in the market to be clear. Don’t leave potential customers guessing as to what it is you offer, or why you’re better than the competition. Be consistent in branding, advertising, and marketing. Before your customers make their first purchase, aim to give them a clear expectation of your business.
2. Offer Quality and Value
Your customers need to know why your products and services are worth the price. It doesn’t matter if you’re selling a consumer product, a medical procedure, legal representation, or another professional service — satisfied customers are always key to growing your business. Your happy customers will return and will sing your praises to other potential customers.
3. Follow Up and Follow Through
It is a common mistake to think that customer satisfaction is achieved when your customer walks out the door. Making the deal is only half the battle. You need to deliver on your promises, and make sure that your customers’ questions and concerns are addressed. You don’t want a one-off transaction. You want to create a lifelong customer who returns because they know and trust your business. A bit of effort with follow-through can really help to foster this relationship.
4. Go Above and Beyond
Your competition is out there, meeting the same basic needs as you. What’s your differentiating factor? What extra value, appeal, or attraction does your business or service offer? How do you make your customers’ lives easier, and make them want to come back in the future? Know your strengths and advantages, and use it to grow your business. At the same time, identify your weaknesses and find room for improvement.
One great way to go above and beyond is by offering your customers the simplicity and freedom of LendingUSA’s point of sale lending portal. Our 100% online loan application process gives you one more way to close the deal with potentially interested customers. Instead of leaving to secure financing elsewhere, your customers can handle everything right at the point of sale, in a matter of minutes.
Adding LendingUSA’s merchant portal to your business is easy and fast. Schedule your free demo today to learn more about how it works – your customers will thank you for it!