Why Use LendingUSA?

We've pioneered an easy-to-use online financing solution
created specifically for businesses like yours

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INCREASE SALES

Convert more customers and boost revenue with financing directly at the point of sale

MORE APPROVALS

Our credit criteria is designed to maximize loan approvals

EASY FINANCING

Our completely online process offers quick credit decisions, low rates, affordable payments, and fast funding

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BETTER FOR BORROWERS

0% interest rate if paid within 6 months

Loan decisions in seconds

Zero prepayment penalty

Zero penalty interest rate

Fixed rates and low monthly payments

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BETTER FOR MERCHANTS

 No enrollment, minimum, or monthly fees

Up to 30% more approvals

 Fast funding

Interested in becoming our partner?

We're looking for qualified partners that can refer loan applicants and merchants to help us grow
Grow your lending business by becoming part of our technology-driven financing portal