Financing Life's
Important Moments

LendingUSA’s innovative financing solutions make it easier for you. Find out how.

Top Rated
and Reviewed

More approvals. More ways to improve your merchant business.

Increasingly merchants are discovering LendingUSA’s ability to provide a real financing solution for their customers. That means more opportunities for your business. And more ways for borrowers to get the goods and services they want, right at their point of need.

We promise you a better experience at LendingUSA

Lower merchant fees

We offer a promotional financing option for borrowers that’s always included at no extra cost to you – no interest on principal if repaid in full within six months*. Because being a smart business owner should never come with high fees.

Bigger tickets

We approve loans for higher ticket goods and services in the majority of industries we serve. Because when borrowers have greater purchasing power, it leads to higher returns for you.

Faster pre-approval decisions

Our proprietary technology combines established best practices with advanced underwriting and fraud detection. That means on-the-spot pre-approvals, right at the point of sale. Because time is money, and you deserve more of both.

Faster funding

We pay your business within days of approval. Because faster payments lead to healthier cash flow – which leads to healthier relationships with your customers. And with us.

Speed. Ease. It’s a seamless experience for merchants and borrowers.

Customers can apply and receive pre-approval decisions in your place of business, right at the point of sale. The application process takes just minutes and we offer loan pre-approval decisions in seconds. There’s nothing more to it, and there are never any hidden costs, hidden fees, or hassles.

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Merchants. Borrowers.
This is your moment to shine.

We love using LendingUSA to finance our specialty treatments and procedures. Thanks to them, we no longer have to lose hundreds of dollars every time a patient chooses financing. They also help our patients pay for many of our more expensive procedures. Bottom line: LendingUSA approves more patients and helps us save money!

Dr. Prashant Kaushik, DMD Pristine Smiles of Rockwall

They were awesome to work with, they were honest forthcoming, worked well through the process, and funded the loan quickly, I would def recommend LendingUSA.

Rose Dahms Hampton, VA

Ready to get started?

Questions?

Call us at 800-994-6177